Ihsan Standard Listed · Last verified 2026-05-21

American Muslim Community Foundation

EIN 812936073 · Fremont, CA · · daf

AddressPO BOX 1533, Fremont, CA 94538-0153

Mission · 990 Part I
The American Muslim Community Foundation cultivates donor giving and diversified funding to advance charitable causes and programs.

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Most recent filing on fileFY 2023

The IRS Form 990 for FY 2024 is due ~Nov 15 of the year after the fiscal close, followed by 3–6 months of IRS processing and 6–12 months before the cleaned data is published. FY 2024 should begin appearing here around mid-to-late 2025. A gap between today and the latest filing does not mean the org hasn't filed.

Revenue
$9.4M
Expenses
$3.9M
Net assets
$8.5M
Months of reserve?
26.0 mo
Additional financials & ratios
Top-officer comp
$0
Contributions
$8.8M
Investment income
$570K
Total assets
$10.4M
Fundraising-cost ratio
0.0%
Total-comp ratio
2.6%
Liquidity (months)
26.0 mo
Investment income / rev
6.0%
Financial context tags · read alongside the org’s mission
  • extended-reserve position (26 mo of expenses)

Attestations & Audits

Org-supplied disclosures that have been verified by the Ihsan Standard Editorial Council. Every standard has a Gold tier (★) reached via an Ihsan Standard or accepted third-party audit. An empty section means the org has not yet filled it in — not that they fail the standard.

Completed
0 / 12
0 ★ Gold
  • Zakat methodology disclosurenot yet attested
  • Zakāt al-Fitr timeline commitmentnot yet attested
  • Qurbānī / Udhiya timeline enforcementnot yet attested
  • Kaffāra fulfillment commitmentnot yet attested
  • Annual zakat distribution reportnot yet attested
  • Orphan-fund segregation (Qurʾānic amāna)not yet attested
  • Restricted-purpose fund segregation (honoring the amāna)not yet attested
  • Per-donation tracking & fulfillmentnot yet attested
  • Supplier-stack cleanup plan filednot yet attested
  • Full supplier-stack audit completednot yet attested
  • Taʿāwun Procurement Audit — Muslim community vendor pledgenot yet attested
  • Khulafāʾ al-Arḍ Environmental Stewardship Auditnot yet attested

Filing observations & context

1 concerning

Specific datapoints from American Muslim Community Foundation's most recent IRS Form 990 that warrant a closer look. Each item is computed directly from the org's own public filing — we explain what the datapoint is, what it might mean, and the legitimate reasons it could be present. Read these as context, not conclusions.

  • Grant recipients on Schedule I aren't fully identified
    concerning

    0 Schedule I grants lack a recipient name/EIN; 49 list an EIN that doesn't match any IRS-registered org.

    What this means

    On Schedule I — where the org lists every grant it made to other organizations — three or more rows are missing the recipient name + EIN, or the listed EIN doesn't match any organization registered with the IRS.

    Why it matters (and what it might not mean)

    Schedule I exists so donors can trace a charity's grants to actual recipient organizations. Missing or unverifiable recipient details make that trace impossible, which a donor's right to do. In many real cases this is a data-entry shortfall (e.g. small recurring grants without the recipient EIN looked up) — but it's also where the most opaque fund flows hide, so we surface it.

    show underlying numbers
    {
      "grants_without_id": 0,
      "grants_with_unverifiable_ein": 49,
      "total_grants": 147,
      "sample_unverifiable": [
        {
          "name": "NORTH AUSTIN MUSLIM COMMUNITY",
          "ein": "742721508"
        },
        {
          "name": "SILICON VALLEY ACADEMY",
          "ein": "861113567"
        },
        {
          "name": "AINA MOMONA",
          "ein": "821366588"
        }
      ]
    }

Where the money went · FY 2023

Form 990 Part IX (Statement of Functional Expenses) split into the four functional buckets, plus automated anomaly detection across the most-asked donor questions.

Expense breakdown · FY 2023

Total $3.90M

Form 990 Part IX line items we have on file for this filing (compensation totals + fundraising lines). The full functional-expense col-A/B/C/D split (grants, program, admin, fundraising) was not in the structured extract — the residual sits in “Program & operations” below. Reading note: compensation is NOT the same as “admin overhead” — for orgs running clinics (like IMAN’s FQHC), schools, or in-house programs, most of compensation is program work.

% to compensation
2.6%
$101K
% to fundraising
0.0%
$0
% to program & operations
97.4%
$3.80M
Total expenses
$3.90M
FY 2023
97%
  • Compensation & benefits$101K · 2.6%

    Form 990 Part IX lines 5–10 — total staff compensation: salaries & wages, payroll taxes, and benefits across everyone the org pays (program, clinical, and support staff), plus any pay to officers, directors, and key employees. The per-person split — including which officers, if any, are paid — is in the Compensation history section below. For orgs running clinics, schools, or in-house programs, most of this is program work, not admin.

  • Program & operations (other)$3.80M · 97.4%

    Total expenses minus compensation and fundraising — the residual covering program supplies, occupancy & utilities, professional fees, beneficiary services, medical supplies (for clinics), travel, equipment, and depreciation. ProPublica's structured extract did not include the Part IX functional split for this filing year; the breakdown PDF reconciles which specific lines went where.

Fundraising efficacy · not the primary lens for this org

American Muslim Community Foundation reports $8.85M in contributions on only $0 of fundraising spend — a ratio that suggests this org isn't fundraising-driven in the conventional sense. The Form 990 “fundraising expense” line item is meant to capture solicitation costs (telemarketing, direct mail, digital ad spend); for universities, masjids, foundations, and orgs primarily supported by major gifts or program revenue, that line is small or zero, and the resulting “ratio” reads as meaningless.

The right operational-efficiency lens for an org like this is reserves, payroll composition, and program-expense ratio — see the financial-anomalies section and the multi-year trend dashboard.

Year-over-year trends · through FY 2023

Arrow color = direction × good-when-up

Per-metric direction and magnitude vs. the prior fiscal year. Where the data goes back far enough, the 3-year compound annual growth rate is included — useful for separating one-off spikes from sustained trends.

  • Revenue 403.3% YoY
    $9.42Mprior: $1.87M
    Δ +$7.55M3y CAGR +50.8%

    Total revenue per Form 990 Part I line 12.

  • Contributions 303.3% YoY
    $8.85Mprior: $2.19M
    Δ +$6.66M3y CAGR +47.9%

    Form 990 Part I line 1h — gifts, grants, and contributions received.

  • Investment income 20410.5% YoY
    $570Kprior: $3K
    Δ +$567K3y CAGR +281.0%

    Form 990 Part VIII line 4 — interest, dividends, and other investment earnings on the org's reserve. For orgs with material reserves, a healthy investment-income trend indicates capital is actually working; near-zero income on a large reserve raises the 'idle capital' question.

  • Total expenses 34.4% YoY
    $3.90Mprior: $2.90M
    Δ +$999K3y CAGR +27.3%

    Form 990 Part I line 18 — total functional expenses.

  • Top-officer compensation n/a
    $0prior: $0

    Form 990 Part IX line 5 — aggregate compensation for officers, directors, key employees, and the five highest-paid employees. Growing in line with revenue is expected for healthy orgs; growing faster than revenue is the question worth asking.

  • Total compensation & benefits -29.1% YoY
    $101Kprior: $142K
    Δ $41K3y CAGR +0.2%

    Officer comp + other salaries + payroll tax — total people-cost of running the org.

  • Net assets 187.3% YoY
    $8.46Mprior: $2.95M
    Δ +$5.52M3y CAGR +67.5%

    Form 990 Part X line 33 — assets minus liabilities at year end.

  • Months of reserve 113.8% YoY
    26.0 moprior: 12.2 mo
    Δ +13.9 mo3y CAGR +31.6%

    Net assets ÷ (annual expenses ÷ 12). The trend matters more than the absolute number: a falling reserve year-over-year is the early warning sign of fragility, even if it's still above the 3-month floor.

Financial context · plain math

Automated checks across Form 990 Part IX and Part VII Section B. We publish the math and the source; we do not adjudicate intent. Many of these have legitimate explanations specific to the org’s mission — read each card’s context note before forming a judgment. The org has full right of reply.

1 context-only
  • Extended-reserve position: 26 months of expenses

    26 moContext

    Net assets of $8.46M ÷ monthly expenses of $325K = 26 months of runway.

    ContextSome orgs operate deliberately as educational endowments or grant-making foundations where a multi-year reserve is the target, not a warning. The §A6.5 caveat applies: this figure does not distinguish restricted from unrestricted net assets, so it is an upper bound on truly discretionary months.

    Source: Net assets ÷ (expenses ÷ 12)

Engagement-track path:if a specific explanation fits the org (new-org ramp, capital campaign, FQHC medical-staff payroll, multi-year grant schedule), the org can sign in, attach the supporting filing detail, and a contextual note will publish alongside the relevant card. The numbers stay — the reader gets the reasoning.

Multi-year history

click to expand
YearRevenueExpensesNet assetsContributionsOfficer/KE compInv. income
2023$9.4M$3.9M$8.5M$8.8M$0$570K
2022$1.9M$2.9M$2.9M$2.2M$0$3K
2021$7.3M$5.5M$3.9M$7.3M$16K$16K
2020$2.7M$1.9M$1.8M$2.7M$0$10K
2019$1.2M$561K$948K$1.1M$0$3K
2018$732K$500K$360K$724K$0$8K
2017$262K$139K$128K$259K$0$0

Areas where engagement could help — ethical supplier stack

2 flags detected

We detected 2 vendors on American Muslim Community Foundation's public website that appear on widely-followed Muslim-community watch lists (BDS, Project Nimbus contractors, documented content-suppression, or Uyghur-surveillance context). Per the §I “transparency over imposition” principle, we publish the facts and the cited basis — we do not adjudicate which boycotts are religiously obligatory. Each donor decides.

  • Meta Pixel
    analytics-tracking

    Meta Platforms — documented in multiple reports (BSR external review 2022, Human Rights Watch 2023) for systemic suppression of pro-Palestinian and Arabic-language content during the May 2021 Gaza crisis and ongoing. The Meta Pixel is the user-tracking instrument that feeds Meta's advertising and content-ranking systems. Many Muslim donors who use Facebook/Instagram daily are nonetheless concerned about funding the advertising surface.

    Evidence found — view
    • https://amuslimcf.org/zakat-calculator/#network y.blackbaudcdn.net/static/og-web-loader-versions/1/assets/versions.json https://connect.facebook.net/en_US/fbevents.js https://cdn.botpress.cloud/webchat/v2.4/w…
    • https://amuslimcf.org/national-zakat-fund/#network y.blackbaudcdn.net/static/og-web-loader-versions/1/assets/versions.json https://connect.facebook.net/en_US/fbevents.js https://cdn.botpress.cloud/webchat/v2.4/w…
    • https://amuslimcf.org/national-zakat-fund/#network y.blackbaudcdn.net/static/og-web-loader-versions/1/assets/versions.json https://connect.facebook.net/en_US/fbevents.js https://cdn.botpress.cloud/webchat/v2.4/w…
  • Microsoft Clarity
    analytics-tracking

    Microsoft — signed Project Nimbus contract with the Israeli government in 2021 alongside Google and Amazon. Microsoft Clarity is Microsoft's session-replay and behavioral-analytics product. Project Nimbus has been cited by multiple Muslim and human-rights organizations as material support for systems used in the occupied territories.

    Evidence found — view
    • https://amuslimcf.org/zakat-calculator/#network js_composer_salient/assets/js/dist/js_composer_front.min.js?ver=7.1 https://www.clarity.ms/tag/tdbv4fcu2o?ref=wordpress https://www.google-analytics.com/analyti…
    • https://amuslimcf.org/national-zakat-fund/#network js_composer_salient/assets/js/dist/js_composer_front.min.js?ver=7.1 https://www.clarity.ms/tag/tdbv4fcu2o?ref=wordpress https://www.google-analytics.com/analyti…
    • https://amuslimcf.org/national-zakat-fund/#network js_composer_salient/assets/js/dist/js_composer_front.min.js?ver=7.1 https://www.clarity.ms/tag/tdbv4fcu2o?ref=wordpress https://www.google-analytics.com/analyti…
Path forward (no judgment — engagement-track)

Most orgs we scan don’t know which of their analytics or payment vendors appear on community watch lists — they inherited the choice from a template or an ads-manager setup. Alternatives exist for every flagged vendor (Helcim/Stax for payment, Plausible/Fathom for analytics, self-hosted PostHog for session replay).

The Ihsan Standard Supplier-Stack Audit goes further than the public-website scan above. We inventory the full vendor stack — payment processors, hosting, CRM, accounting, ad-tech, the back-office tools that don’t show up in HTML — identify ethical alternatives for each, and build a realistic transition timeline staffed against the org’s actual calendar. The audit output is a vendor-by-vendor switch plan, not a shame-list.

Paired with the Khulafāʾ al-Arḍ Stewardship Audit (environmental footprint of sites and vendors, in partnership with the Art and Wilderness Institute’s Green Masjid Initiative), this is the engagement-track ladder we offer every org. See the Attestations & Audits section above for the full set.

Method: automatic vendor detection from public website data. Watch-list basis is the documented public reason each vendor appears on community lists (BDS, Don’t Buy Into Occupation, U.S. Dept. of Commerce Entity List, etc.) — not Ihsan Standard’s own editorial judgment. See the ethical-supplier rubric for the full methodology.

Compensation history

Form 990 Part VII Section A · 7 filings on record

Every officer, director, key employee, and highest-compensated employee with reported pay. Recent year is shown by default — switch tabs for prior years or the unique-people roll-up.

FY 2023

1 paid · 6 unpaid board · total $37K
NameTitleFrom orgRelated orgsOtherTotal
Sarah AlfahamExecutive Director$37K$0$0$37K

Grants made · Schedule I

The organizations and people American Muslim Community Foundation re-granted money to, as reported on IRS Form 990 Schedule I. Total disbursed across these50 grants: $2.4M.

RecipientAmountPurposeYear
THE OASIS INITIATIVE
EIN 300780532
$174KGENERAL PHILANTHROPY2024
DAFFY CHARITABLE FUND
EIN 863177440
$87KGENERAL PHILANTHROPY2024
ISLAMIC RELIEF USA
EIN 954453134
$86KGENERAL PHILANTHROPY2024
HELPING HAND FOR RELIEF AND
EIN 311628040
$86KGENERAL PHILANTHROPY2023
NORTH AMERICAN ISLAMIC SHELTER FOR
EIN 260906163
$83KGENERAL PHILANTHROPY2024
ICNA RELIEF
EIN 043810161
$80KGENERAL PHILANTHROPY2024
HELPING HAND FOR RELIEF AND
EIN 311628040
$77KGENERAL PHILANTHROPY2024
MEDINA ACADEMY
EIN 912070446
$77KGENERAL PHILANTHROPY2024
AGHOSH USA
EIN 834024728
$75KGENERAL PHILANTHROPY2024
NORTH AMERICAN ISLAMIC SHELTER FOR
EIN 260906163
$72KGENERAL PHILANTHROPY2023
INDIAN MUSLIM RELIEF AND CHARITIES
EIN 270058132
$66KGENERAL PHILANTHROPY2024
SUPPORT FOR EDUCATIONAL AND
EIN 271309131
$66KGENERAL PHILANTHROPY2024
HOPE CHARITIES USA
EIN 260257617
$61KGENERAL PHILANTHROPY2024
ISLAMIC ASSOCIATION OF CEDAR RAPIDS
EIN 421146902
$60KGENERAL PHILANTHROPY2024
ISLAMIC SCHOLARSHIP FUND
EIN 208540050
$57KGENERAL PHILANTHROPY2024
MUSLIM COMMUNITY ASSOCATION
EIN 272442632
$55KGENERAL PHILANTHROPY2024
ZAKAT FOUNDATION OF AMERICA
EIN 364476244
$50KGENERAL PHILANTHROPY2024
ELSEWEDY INTERNATOINAL ACADEMY
EIN 311549150
$48KGENERAL PHILANTHROPY2024
MUSLIM AMERICAN ASSOCIATION
EIN 272442632
$48KGENERAL PHILANTHROPY2023
CAIR SFBA
EIN 770411194
$46KGENERAL PHILANTHROPY2024
ISLAMIC CENTER OF BRUSHY
EIN 223970054
$46KGENERAL PHILANTHROPY2023
DARUSSALAM FOUNDATION
EIN 363563801
$45KGENERAL PHILANTHROPY2023
WEST VALLEY MUSLIM ASSOCIATION
EIN 261328437
$42KGENERAL PHILANTHROPY2024
SOUTH BAY ISLAMIC ASSOCIATION
EIN 942683384
$42KGENERAL PHILANTHROPY2024
ICNA RELIEF
EIN 043810161
$41KGENERAL PHILANTHROPY2023
SILICON VALLEY ACADEMY
EIN 861113567
$40KGENERAL PHILANTHROPY2024
GIVELIGHT FOUNDATION
EIN 562500794
$40KGENERAL PHILANTHROPY2024
ISLAMIC RELIEF USA
EIN 954453134
$38KGENERAL PHILANTHROPY2023
HOPE CHARITIES USA
EIN 260257617
$38KGENERAL PHILANTHROPY2023
MERCY USA FOR AID AND DEVELOPMENT
EIN 382846307
$38KGENERAL PHILANTHROPY2024
PALESTINIAN AMERICAN MEDICAL
EIN 472227058
$36KGENERAL PHILANTHROPY2024
SILICON VALLEY ACADEMY
EIN 861113567
$35KGENERAL PHILANTHROPY2023
AVERROES INSTITUTE
EIN 274119068
$33KGENERAL PHILANTHROPY2024
RAHIMA FOUNDATION
EIN 770442850
$33KGENERAL PHILANTHROPY2024
FIDELITY CHARITABLE
EIN 110303001
$32KGENERAL PHILANTHROPY2024
NORTH AUSTIN MUSLIM COMMUNITY
EIN 742721508
$31KGENERAL PHILANTHROPY2024
CAIR FOUNDATION
EIN 770646756
$31KGENERAL PHILANTHROPY2024
MASJID UTHMAN
EIN 202117115
$31KGENERAL PHILANTHROPY2024
ISLAMIC CENTER OF EASTSIDE
EIN 911615637
$30KGENERAL PHILANTHROPY2023
ISLAMIC CENTER OF GREATER CINCINNAT
EIN 311398745
$30KGENERAL PHILANTHROPY2023
COUNCIL ON AMERICAN-ISLAMIC RELATIO
EIN 770411194
$29KGENERAL PHILANTHROPY2023
RAHIMA FOUNDATION
EIN 770442850
$28KGENERAL PHILANTHROPY2023
PALESTINE CHILDRENS RELIEF FUND
EIN 931057665
$27KGENERAL PHILANTHROPY2024
ISLAMIC CENTER OF GREATER AUSTIN
EIN 270134250
$27KGENERAL PHILANTHROPY2024
COUNCIL ON AMERICAN ISLAMIC
EIN 311602287
$27KGENERAL PHILANTHROPY2024
HUMAN APPEAL USA
EIN 872410117
$25KGENERAL PHILANTHROPY2023
MUSLIM COMMUNITY CENTER OF
EIN 621615929
$25KGENERAL PHILANTHROPY2024
MEMPHIS ISLAMIC CENTER
EIN 262450287
$25KGENERAL PHILANTHROPY2024
NORTH AUSTIN MUSLIM COMMUNITY
EIN 742721508
$25KGENERAL PHILANTHROPY2023
EL-SEWEDY INTERNATOINAL ACADEMY
EIN 311549150
$25KGENERAL PHILANTHROPY2023

Verticals · detected automatically

6 detected · click to expand

Signals automatically extracted from public website data on https://www.amuslimcf.org— please verify against the source link before relying on any single tag. “Unknown” means no evidence was found, not that the org doesn’t offer it.

Evidence captured

  • Accepts DAF giftsOrg accepts donor-advised-fund grants.
    indicative
    Evidence found in markup — view
    ch or esc to close close search menu donors donor ecosystem donor advised fund (daf) daf login see our daf portal experience amcf investme
    Detected automatically from public website data — please verify.View source →
  • Estate & wasiyya (planned giving)Inheritance- and estate-based giving program — sharia-compliant wills (wasiyya), bequests, charitable trusts, life-insurance beneficiary designations, and similar instruments by which donors include the org in their estate plan.
    yes
    act accelerator #muslimphilanthropy podcast national muslim planned giving council national muslim endowment council individuals famil
    Detected automatically from public website data — please verify.View source →
  • Endowment or waqfOrg operates an endowment or waqf instrument.
    indicative
    es nonprofits nonprofit ecosystem nonprofit resource center endowment everwaqf fund covid-19 response fund & resources grant
    Detected automatically from public website data — please verify.View source →
  • Audited financials linkedIndependent audit report posted on the site.
    yes
    990 – 2018 irs 990 – 2019 irs 990 – 2020 audited financial report 2020 irs 990 – 2021 (no need for audit) irs 99
    Detected automatically from public website data — please verify.View source →
  • Board members listed publiclyGovernance board members named on the website.
    yes
    linkedin youtube instagram sherrin nasr, interim secretary, board of directors muhi khwaja, co-founder donate to amcf a donation to americ
    Detected automatically from public website data — please verify.View source →
  • Valid SSL on donate pageDonation forms served over valid HTTPS.
    indicative
    Evidence found in markup — view
    https://www.amuslimcf.org
    Detected automatically from public website data — please verify.View source →

In their own words · Schedule O

Supplemental narratives the org wrote on IRS Form 990 Schedule O — program-activity descriptions, governance explanations, and answers to specific 990 line items. Useful primary-source context that doesn’t fit into the structured fields elsewhere on this page.

  • Form 990 governing body review Part VI line 11
    FY 2024

    American Muslim Community Foundations CPA firm and finance team prepare the Form 990. The form is reviewed and approved by the organizations Executive Director, it is then provided to the Board of Directors prior to filing.

  • Conflict of interest policy compliance Part VI line 12c
    FY 2024

    All officers, directors, and key employees are covered under the organizations conflict of interest policy. An annual disclosure form is required to be completed by all covered persons where they affirm that they 1) have received a copy of the policy; 2) have read and understand the conflict of interest policy; 3) agree to comply with the policy; 4) affirm any transactions they or a family member have entered into, directly or indirectly, with AMCF; 5) affirm whether they or a family member held a position with an organization that AMCF has any business relationship with; 6) affirm whether they or a family member had a financial interest in any organization that AMCF has or is entering into a business relationship with AMCF. Board reviews the annual disclosures and addresses any matters.

  • CEO executive director top management comp Part VI line 15a
    FY 2024

    AMCFs Board of Directors has a process for reviewing and approving the compensation of the Executive Director on a regular basis to determine if it is fair and reasonable with the goal of retaining employees at compensation levels within appropriate market range. The process for determining the compensation of the Executive Director includes the approval of the compensation arrangement in advance, by the Board of Directors, with all persons having a conflict of interest abstaining from the Boards deliberations. The board reviews data of comparable compensation for similarly qualified nonprofit executives at similar entities. The documentation of the Board includes the terms of the transaction and the date of the approval, list of present members and comparable data.

No owner attestations on record. Are you the owner? Attest now →